Friday, June 12, 2015

We Received Our Clear Title Deed in the Mail...

One of the most interesting comments made when I posted about paying cash for our new property was “don't know how anyone but the rich can do this “. Actually, I just smiled.
As you will learn from reading future financial posts, we are both blue collar workers by choice. We work multiple jobs between us. We just got very serious, stayed focused and made some very uncommon choices.

Below is Forbes' 2014 list of the richest counties in America:
  1. Falls Church City, Va.
  2. Loudoun County, Va.
  3. Los Alamos County, N.M.
  4. Howard County, Md.
  5. Fairfax County, Va.
  6. Hunterdon County, N.J.
  7. Arlington County, Va.
  8. Douglas County, Colo.
  9. Stafford County, Va.
While we lived in one of these counties, that doesn't mean that we are rich. What that means for us is the cost of living is higher, especially properties. We chose to move out of this area to find a more affordable property and we looked religiously for over year. While this property was really nice, it still needs a lot of work. We have already added an entire new roof, building a garage and fixing it up.
One thing that worked in our favor in our purchase was standard bank financing was unavailable for this property. We had the ability to pay cash gave us a slight advantage.

What worked for us was we were willing to change our habits, stopped making excuses and recognized that debt was not working for us. This isn't easy, but it is a choice. 

The biggest moment happened Oct. 23, 2014 when we received our clear title Deed in the mail. Mr. Perky & I looked at each other and smiled. We accomplished something really big!

To round this out, I will begin sharing more posts that show other steps we used to get where we are on our journey. Know that we continue to tithe, still maintain several months of living expenses/emergency fund and we continue to use a certain percentage of all money we earn to keep to build self-sufficiency. Next step - to sell our current home, then we will be completely out of debt. Join us on our journey...
Romans 13: 8 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law. (NIV) note that the previous chapter is talking about actually paying what you owe.

My Trinity of Self-sufficiency Tools: 

What I do here is simply share our journey of becoming debt free, teach vintage skills and living a new life on our farmette. We would love it if your joined our Perky Gramma Teaches community on Facebook, comment or share. Plus it would just make my day.


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